Lending – New York, New York
Department Lending
Employment Type Full time
Minimum Experience Mid-level

About the Center

The Center for NYC Neighborhoods (“the Center”) promotes and protects affordable homeownership in New York so that middle- and working-class families are able to build strong, thriving communities. Established by public and private partners, the Center meets the diverse needs of homeowners throughout New York State by offering free, high-quality housing services. The Center’s current projects support our policy goals and help to keep homeownership affordable by responding to the ongoing effects of the foreclosure crisis, the rising cost of homeownership, predatory scams, rising sea levels, and more extreme weather.


Position Summary

Reporting to the Underwriting Manager , the Underwriter is responsible for examining, reviewing and evaluating the information provided by applicants, assessing the homeowner’s risk profile and making an informed lending recommendation in accordance with lending program policies and procedures.  The Underwriter is a full time, exempt position based from our office in New York, NY.  The Underwriter will also work with senior underwriting compliance staff to ensure the accuracy of all lending decisions. The current lending program is a loan fund dedicated to assisting New York State homeowners who are currently at risk of foreclosure.


Responsibilities include but are not limited to:

  • Ensure that applicant files are complete with updated required supporting documentation, such as mortgage data, business financial statements, personal financial statements, taxes, collateral listings, titles, liens, etc.
  • Accurately verify income, calculate front and back end ratios, and review credit liabilities.
  • The Underwriter will review the loan application and make a timely, accurately verify recommendation while maintaining a pipeline.
  • Attend regularly scheduled pipeline meetings to discuss status of loans and actions to be taken.
  • The Underwriter shall ensure that the quality of loans conforms to government regulations and program standards.


Skills & Qualifications

  • Bachelor's degree or equivalent in finance, accounting or related fields
  • Experience with mortgage default intervention or loss mitigation, preferred
  • At least 1-3 years of experience working with residential mortgage lending, community development finance, mortgage servicing, foreclosure prevention gap loan programs or government programs administration.
  • Experience with residential mortgage underwriting preferred.
  • Previous processing experience a plus
  • High level of proficiency with Word and Excel is required. Experience with Salesforce and Bytepro is a plus.
  • Excellent attention to detail with strong verbal and written communication skills .
  • Ability to make credit recommendations with a thorough understanding of credit and an ability to review complex financial documents.
  • This position requires strong organizational skills and the ability to multi-task and handle high work volumes.
  • Capacity to work in a team-oriented environment.
  • Ability to prioritize multiple competing tasks and manage time effectively in a fast-paced environment, while maintaining sound lending judgment.
  • Passionate about helping homeowners keep their homes.
  • Thorough working knowledge of and ability to analyze credit reports, income documentation, assets, liabilities, property appraisals, and title reports, to insure loans meet program standards.


We offer a competitive salary and a comprehensive benefits package.


To apply for this position, please submit your cover letter and resume through our website at https://cnycn.bamboohr.com/jobs/.  Only those candidates selected for an interview will be contacted. Applicant review will continue until the position is filled.

Persons requiring reasonable accommodation to participate in this hiring effort are requested to contact Michael Hartwyk at (646) 786-0882 or by email at michael.hartwyk@cnycn.org.

We thank you for your interest in career opportunities with the Center for NYC Neighborhoods.

Application Deadline

Hiring immediately. Accepting resumes until position is filled.

The Center for NYC Neighborhoods is an equal opportunity employer. We recruit, hire, upgrade, train, and promote for all positions and job classifications without regard to race, color, religion, creed, gender, national origin, age, physical or mental disability, marital, veteran or disabled veteran status, sexual orientation, or any other status as a member of any other legally protected group or activity.

To learn more, visit cnycn.org

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  • Location
    New York, New York
  • Department
  • Employment Type
    Full time
  • Minimum Experience
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